The net sheet calculator is designed to give you a good estimate of your net proceeds at closing.  The quotes generated are estimates only and are based on the rates currently filed and charged by Serenity Title & Insurance LTD. The rates are based solely on the information you provide. If you would like to confirm your rate quote you may do so by calling your sales representative at 618-466-4400. Rates and fees are subject to the accuracy of the data you have provided and may change depending on the coverages and services requested. Additional charges or changes to the charges may occur when unusual conditions of title are encountered, special risks are insured against, special services are requested, or the insurance underwriter changes.